Fair questions, straight answers.

No. There are no agent commissions, no listing fees, and no closing costs charged to you — we cover the usual seller closing costs ourselves. The number we put in writing is the number you walk away with. If anything unusual ever needed accounting for, you’d see it before you signed, never as a surprise at the table.

We start with what comparable homes near you have actually sold for, then subtract the repairs and updates the house would need to compete on the open market, plus our costs to carry and resell it. We show you the comps and the repair math so you can see exactly how we reached the number — it isn’t a figure pulled out of the air. If part of our estimate looks off to you, say so. We’d rather get it right than defend a guess.

As fast as 14 days once you accept, because we pay cash — there’s no bank, no appraisal, and no financing that can fall through at the last minute. But fast is an option, not a requirement. If you need 30, 60, or 90 days to line up your next place, you pick the closing date. The timeline bends to your life, not the other way around.

No, to both. We buy as-is and handle the repairs ourselves after closing — foundation issues, a failing roof, mold, fire or water damage, or a full gut job don’t scare us off. And you don’t need to clean it out: take what you want and leave the rest, furniture and all. We’ll deal with whatever stays behind. No staging, no dump runs, no showings. Walking away lighter is part of the point.

That’s fine — we buy occupied rentals regularly, and you don’t have to be the one to handle the tenants or end a lease before you talk to us. We’ll work out the details together and keep it straightforward for everyone involved. An occupied house is no obstacle to a clean cash sale.

Yes. Inherited and probate properties are a big part of what we do, and an out-of-the-blue house full of someone else’s belongings is exactly the kind of thing we make easy. The one honest caveat is timing: the probate court sets its own pace, so that kind of sale can take longer than our usual 14-day close. We’ll walk you through where things stand and what’s realistic for your situation.

Fort Collins and the surrounding Northern Colorado towns — Loveland, Greeley, Windsor, Timnath, Wellington, Berthoud, and the smaller places in between. We’re local; this is our own backyard, not a map pin an out-of-state fund dropped. If you’re just outside that ring and wondering whether we’d come take a look, ask. The answer is usually yes.

Completely. We give you a written cash offer and the math behind it, then you decide on your own time. There’s no fee to get the offer, no contract that locks you in by asking, and no salesperson calling back to wear you down. Plenty of people we talk to never sell to us, and that’s perfectly fine — the offer is yours to take or walk away from.

One fair written offer, with the reasoning shown — not a lowball anchor we plan to talk you up from. We make our best honest number the first number. And we don’t re-trade it: once you say yes, the figure on the page is the figure at closing, never quietly lowered after an “inspection.” If a cash sale honestly isn’t your best move, we’ll tell you that too — something a high-pressure operator never will.

It’s worth a conversation before you rule anything out. Sometimes the numbers still work; other times the right move is a short sale with your lender, and we can point you in that direction even when there’s nothing in it for us. If you’re behind on payments or facing a deadline, the sooner we talk the more options stay on the table. We’ll give you a straight read either way — no pressure to sell us a house that doesn’t pencil out for you.

We’re two real, local people — Amy and Jenny, here in Fort Collins — not a national franchise or an out-of-state fund routing your file through a call center. We make one fair written offer, show you the math, and never re-trade the number after you’ve said yes, which is the classic bait-and-switch those postcards are famous for. And if a cash sale isn’t right for you, we’ll say so plainly.