Meet Expert Cash Buyers: two real people who answer their own phone.
We’re Amy and Jenny. We live and work right here in Northern Colorado, and we buy houses a few streets over, as-is, with the math shown and no pressure, ever.
Real people. Amy and Jenny.
Selling a house for cash usually happens when something else in life is moving fast: an estate to settle, a notice from a lender, a move that can’t wait, a house that needs more work than anyone has time for. In a week like that you should know exactly who is on the other end of the phone, where their office is, and how they arrived at the number they’re handing you.
So here we are. Amy or Jenny takes the first call, comes to see the house, writes the offer, explains the number and sees you through closing. We aren’t investors flying in from out of state, and we don’t price houses we have never seen off a spreadsheet. We live here, and the houses we buy are on streets we drive every week.
Expert Cash Buyers is Amy Kittle and Jenny Hay, two local owners based at 300 S Howes St Suite B in Fort Collins, Colorado. They buy houses for cash and as-is across Northern Colorado and the Denver metro, write one offer within 24 hours with the math shown, and close at a local title company on the seller’s date.
What you can count on from us
- A real person answers, and stays with you. Amy or Jenny takes the call, comes to see the house, writes the offer and sees you through closing, with no call center or sales team in between.
- One written offer within 24 hours, and we walk you through how we reached it, so you can ask us about any part of the number.
- No pressure and no games, which means no countdown timers, no same-day signing demands, and no obligation to accept the number we write down.
- No fees or commissions, and seller closing costs covered, so the offer on the page is the price we pay for the house. Any mortgage payoff, liens or HOA balance still come out of that price at closing, and the settlement statement shows each line.
- As-is, with no cleanout, so you take what you want and leave the rest: the furniture, the boxes, the garage, the shed, all of it.
- You pick the closing date, in as little as 14 days, or weeks out if you need the room, and we close at a reputable local title company.
Who is Expert Cash Buyers?
Expert Cash Buyers is a two-owner company in Fort Collins, Colorado that buys houses from the people who own them. We pay cash, we buy as-is, and we buy across Northern Colorado and the Denver metro. There’s no franchise behind the name, no national office routing calls to us, and no sales team standing between you and the two of us.
What we do is simple to describe. You tell us about a house and one of us comes to see it. Within 24 hours we hand you one written cash offer and walk you through how we reached it. If you accept, you pick the closing date and we close at a reputable local title company, with your closing costs covered and no fees or commissions taken out. If you don’t accept, nothing is owed and nobody follows up with a harder pitch.
Here’s the ground we cover. If your house sits a little outside it, ask anyway: we can price a house well only where we know the recent sales, and we’ll tell you honestly if yours is somewhere we don’t.
- Northern Colorado. Larimer, Weld and Boulder counties: Fort Collins, Loveland, Greeley, Windsor, Wellington, Timnath, Berthoud, Johnstown, Severance and Longmont.
- The Denver metro. The suburbs along the corridor, generally within about fifteen minutes of I-25.
- See every county and city we cover each hub and city page explains how a sale works where your house actually is.
Who are Amy Kittle and Jenny Hay?
Amy Kittle came to houses by way of veterinary nursing and then full property restoration. She has walked through homes in every condition a house can be in, from a roof that has been leaking for a season to a basement nobody has opened in years, and that’s why she can tell you plainly what a house needs and what it’s worth once the work is done. When Amy writes a repair estimate, it comes from years of restoring houses, not from a price sheet.
Jenny Hay is a Fort Collins native who has worked in real estate since 2019. Tell her the street and she likely already knows it, along with what houses like yours have actually been selling for. That local memory is where our after-repair values start: not a national algorithm, but a person who has watched these blocks change and knows which recent sales are fair comparisons and which aren’t.
Between the two of them, every offer we write gets checked from both directions: what the house will bring once it’s finished, and what it will honestly cost to get it there. You’ll hear from both of us, and you’re welcome to push back on either side of the math.
One more thing worth saying plainly: when we buy your house we’re the buyer, not your agent. Nobody at Expert Cash Buyers represents you in the sale, and you’re welcome to have your own attorney or broker look over the offer before you sign.
We watched too many neighbors get lowballed.
Selling a house for cash should be the easy, dignified option, the one you reach for when life is moving faster than a traditional sale can. Instead the whole category earned a bad name: out-of-state funds, numbers that changed the week before closing, postcards promising the moon and delivering something else. We saw it happen to people we know, in the towns we grew up around.
So we built the opposite of that. One fair written offer, and we walk you through the comparable sales and the repair math behind it. No pressure to sign, and no quiet changes to the number once you have said yes without a written reason tied to something real in the title work or the inspection. That last part isn’t a slogan. A small local company only survives if the people it has worked with would send a friend, and that’s a better business model than squeezing one seller.
Read more: How Much Do Cash Buyers Pay for Houses? Our Offer Math, Shown →
How can you verify us before you call?
You should check any cash buyer before you hand over an address, and that includes us. None of what follows asks you to trust this website. Every one of these is something you can confirm somewhere other than here, before you tell us anything about your house.
Read more: Is We Buy Houses Legit or a Scam? How to Vet Any Cash Buyer →
- Meet us at the office. 300 S Howes St Suite B in Fort Collins is a real address with real people inside it, not a P.O. box. We meet there by appointment, Monday through Friday, 9 to 5, so call first and we’ll set a time.
- Call the number and notice who answers. (970) 406-3595 reaches Amy or Jenny, not a queue and not a script.
- Read our Google reviews quoted word for word from our Google Business Profile, then read the same reviews on Google itself so you aren’t relying on our website alone.
- Ask where the earnest money sits. It’s held by the licensed Colorado title company handling the closing, not by us, and you can call that company directly. Ask who will close on your contract too, and when.
- Know what should never happen. No upfront fee, no signing a deed over before closing, and no number that changed without a written reason you can read.
- Behind on the mortgage? Read this first if you live in the house and are behind on the mortgage or a foreclosure has started, Colorado gives you specific protections when you sell to an investor. Read that page and talk to a HUD-approved housing counselor before you sign anything with anyone.
When will we tell you to list instead?
A cash offer is the right tool for some houses and the wrong one for others, and we say which on the first call. If your house is in good condition, you have a few months and you can live with showings, an agent will very likely net you more than we will, even after commission. Telling you that costs us a house. Not telling you’d cost us the only thing a company like ours actually runs on. You’re also free to take our written number and list anyway; plenty of sellers use it as a floor while they decide, and there’s no charge for that.
List with an agent or sell to us.
List with an agent
- Condition The house is in good shape, or close enough that the work is worth funding and managing yourself.
- Your timeline You have months rather than weeks, and no date set by something outside your control.
- Showings You can live with photos, signs, open houses and strangers walking through on someone else’s schedule.
- What is still inside You have the time and the help to empty the house before it goes on the market.
- Certainty You can absorb a financed buyer losing their loan or walking after the inspection, and starting over.
- What we will tell you That listing is your better move, on the first call, before we have written a number down.
Sell to us
- Condition The house needs work you can’t fund, don’t want to manage, or would rather not think about again.
- Your timeline The date is fixed by something outside your control, or the waiting itself is the expensive part.
- Showings You’d rather nobody walked through at all. No signs, no photos, no open houses.
- What is still inside Take what you want and leave the rest, as-is and with no cleanout, the garage and the shed included.
- Certainty One buyer, no financing and no appraisal, closing at a local title company on the date you picked.
- What we will tell you One written offer within 24 hours with the math on it, and no obligation at all to take it.
How we build the number.
What the house sells for once it’s repaired, based on recent sales near you. Ask us which ones we used, and if you think we picked the wrong ones, tell us which you’d use.
Estimated from what the house actually needs, rather than as one lump sum. Show us a recent roof or furnace invoice and this number comes down.
Title, insurance, taxes and utilities for the months the house is held during the work, plus the commission paid when it sells again.
Part of every offer, taken off after the repairs and our costs.
One number, and how we got there. No obligation to take it, and no charge for asking.
Three clear steps, and nothing to surprise you.
You reach Amy or Jenny
You call, text or send the form, and one of us picks up. Not a call center, not a queue, not a script. You describe the house and what’s going on around it, and we ask the questions we’d ask a neighbor.
The same person writes your offer
One of us comes to see the house, and whoever saw it’s the one who writes the number. You get one written offer, and we walk you through how we reached it. Any part of it’s open to a conversation.
And sees it through to closing
You choose the day, in as little as 14 days or weeks out if you need the room. We close at a reputable local title company, your closing costs are covered, and the same two people are there when it’s done. If the house is in an estate, that clock starts once the court has appointed a personal representative and issued Letters.
Questions homeowners ask us.
Is Expert Cash Buyers a local company or a national franchise?
Local, and independent. Expert Cash Buyers is owned and run by Amy Kittle and Jenny Hay out of one office at 300 S Howes St Suite B in Fort Collins, Colorado. There’s no franchise agreement, no parent company, and no out-of-state office routing calls or making decisions about your house. The two people who answer the phone are the two people you deal with through closing.
Will I work with Amy or Jenny the entire time?
Yes. One of us takes your first call or reads your form, one of us comes to see the house, and the same two people write the offer, explain the math and see you through closing. There’s no acquisitions team and no separate sales closer. The closing itself is run by the Colorado title company, which holds the earnest money and pays out the funds, and you can call them directly. If a question comes up, you call the same number and reach the same person.
Can I meet you at your office before I accept an offer?
Please do. Our office is at 300 S Howes St Suite B in Fort Collins, and we’d rather you saw it, and us, before you decided anything. Visits are by appointment, so call or text (970) 406-3595 to set a time, or reach us through the contact page. If you’d rather we came to you, we do that too, anywhere in Northern Colorado or the Denver metro. Nothing about the offer depends on where we talk.
How is Expert Cash Buyers different from the postcards and yard signs offering cash for houses?
The offer is written, the math is on it, and the people behind it are findable. A lot of cash-for-houses mail comes from operations with no office you can find, and some of it leads with a number that changes before closing. We hand you one written offer within 24 hours and walk you through how we reached it, we close at a local title company, and we say so when listing would net you more.
Where can I read what people have said about working with you?
Our reviews page quotes reviews from our Google Business Profile word for word, with first names only, alongside the rating and count Google shows on the date they were pulled. We’d also point you straight to Google, where you can read the full list at the source, with our replies, and see the count exactly as Google displays it. Read each one for what that person actually did with us: Amy also does renovation and design work, so some of the reviews describe that rather than a sale.
Pages that usually come next.
The porch light is on. Let’s talk about your house.
No obligation and no pressure, just an honest number and two people who will pick up the phone. Call or text (970) 406-3595 or send us the address, and you’ll have a written cash offer within 24 hours of talking with us about the house.