A Front Range home at sunrise in Loveland, Colorado
Cash home buyers in Loveland, CO

Sell My House Fast in Loveland, Colorado.

We’re Amy and Jenny, local cash buyers who make one fair, written offer on Loveland homes in any condition. No repairs, no fees, no showings, and you can close in as little as 14 days.

No obligation, ever. Your offer arrives within 24 hours.
24 hrs
A fair written cash offer
14 days
Close on your date
$0
Fees, commissions & repairs
Any
Condition, sold as-is
Why sell for cash

Why Loveland homeowners sell their house for cash.

A traditional listing means repairs, agents, showings, and months of waiting on a buyer’s financing. Selling your Loveland house to us folds all of that into one short, certain path you control.

  • Sell completely as-is: no repairs, cleaning, or staging
  • Zero fees or commissions: we cover closing costs
  • Close on your timeline: as fast as 14 days, or later
  • A guaranteed cash sale: no financing that falls through
How it works

How to sell your Loveland house fast: three simple steps.

Step one

Tell us about the house

Share the Loveland address and a little about what’s going on. No documents, photos, or cleaning. A two-minute call or the form above. You’ll talk to Amy or Jenny, two real people, not a call center.

About 2 minutes
Step two

Get one fair cash offer

We review the details and, when it helps, take a short look. Within 24 hours you’ll have a written, no-obligation cash offer, with the math laid out, and we’ll walk you through how we got there.

Within 24 hours
Step three

Close on your schedule

Say yes and pick the day: in as little as 14 days, or weeks out if you need room. We close at a reputable local title company, your cash arrives, and the weight lifts.

You set the date
Any situation

We buy houses in Loveland in any situation.

These are the reasons Loveland homeowners reach out most. You won’t be judged for any of them. Whatever’s behind the decision, you’ll be met with patience and a plan you can actually breathe through. We’re here to make the house the easy part.

A quiet Loveland, Colorado street in the early morning
Local to Loveland

Selling a house fast in Loveland, CO.

Loveland is the Sweetheart City, known for its sculpture scene and the Rialto Theater downtown. We’re local to Larimer County, not an out-of-state fund pulling addresses off a map, so we know the neighborhoods, the buyers, and what a Loveland home is really worth as-is.

We buy houses across Loveland, from Mariana Butte and The Lakes at Centerra to Downtown Loveland, Seven Lakes, Alford Lake, and every ZIP in between (80537, 80538).

Mariana Butte

The Lakes at Centerra

Downtown Loveland

Seven Lakes

Alford Lake

Part of our Larimer County service area.

Local to Loveland

What kind of houses do we buy in Loveland?

A large share of Loveland’s housing went up between the 1970s and the 1990s, and even with all the building on the east side since 2000, that older cohort is the house we see most often here: a ranch, bi-level, tri-level or split-level on a decent lot, one owner for a long stretch, and very little changed since the day it was built. The newer parts of town come to us for reasons that have nothing to do with condition: a job that already moved, an estate to settle, a divorce that needs one clean sale.

This is how the city breaks down for us, and we buy in all of it.

  • Downtown Loveland older frame houses and bungalows on small lots, close in around the Rialto Theater.
  • Mariana Butte and Alford Lake a mix of eras on the west side, from long-held originals to later custom builds.
  • The Lakes at Centerra and Seven Lakes newer construction on the east side of town, where condition is rarely the reason for the call.
  • The subdivisions of the 1970s through the 1990s ranches, bi-levels and split-levels across both ZIP codes, 80537 and 80538.
  • Larimer County addresses just outside the city limits county addresses with a Loveland mailing address are inside our area all the same.
Local to Loveland

What tends to be wrong with these houses, and does that stop an offer?

Houses from the 1970s through the 1990s share a short list of problems, and none of them change whether we make an offer. We buy all of it as it stands. The roof, the furnace, the soil movement and the half-finished project in the basement go into the repair line of our offer, and we walk you through how we reached the number.

Leave the repairs. Leave the cleanup. Leave the garage full of decades of belongings. Take what you want and leave the rest, and we handle what’s left after closing. Here’s what we expect to find in a Loveland house of that era, and where each one lands.

Read more: Sell My House As Is Fast: Any Condition, No Repairs, Colorado →

  • A roof that has taken decades of Front Range hail we price the roof into the offer instead of asking you to replace it first.
  • An original furnace, water heater and single-pane windows the systems a financed buyer’s inspection tends to stall on.
  • A kitchen and bathrooms never touched nothing to update, nothing to stage, nothing to photograph.
  • A sewer line near the end of its life it goes in the repair line rather than sending you to a plumber first.
  • A basement finished without a permit we buy it as it was built, and you aren’t the one unwinding the paperwork.
  • Expansive clay soil under the slab it heaves garage slabs and cracks foundation walls in Loveland the same way it does in Fort Collins and Windsor.
  • A repair bill you don’t want to pay if the fix costs more than you want to put into a house you’re leaving, we’re the buyer for that house.
Local to Loveland

How does a cash sale close in Loveland?

It starts the same way anywhere we buy. Tell us about the house by form or by phone at (970) 406-3595, and you talk to Amy or Jenny, not a call center. One of us comes to see the house once. Within 24 hours you have a written, no-obligation offer with the math laid out, and we go over it with you so you can check the number instead of trusting it. If listing with a Loveland agent would clearly net you more, we tell you that in the same conversation, before you sign anything.

If you say yes, the rest runs through a reputable local title company in Larimer County. Our office is at 300 S Howes St in Fort Collins, and you can sign at a title office closer to home in Loveland. This is the whole sequence from yes to keys.

Read more: Get a Cash Offer for My House: What You Receive in 24 Hours →

  • You pick the closing date as little as 14 days out, or weeks later if you need time to move or to finish settling an estate.
  • You sign close to home the title company sets the place and the time, and it can be an office in Loveland.
  • Out of the area, you never make the trip the title company can usually arrange a mail-away signing.
  • Between contract and closing the title company searches the Larimer County records, orders the payoff from your lender, requests the association status letter if the house sits in one, and prepares the deed.
  • Paperwork from you as-is changes what you fix, not what you disclose. The contract calls for Colorado’s Seller’s Property Disclosure, and you still tell us about defects you know of that a buyer couldn’t reasonably find, plus the statutory notices (special districts, water source, radon, and any known meth contamination). For a house built before 1978, federal law adds the lead-based paint disclosure and the EPA pamphlet.
  • Nothing to wait on no appraisal and no lender underwriting.
  • On closing day you sign, the deed is recorded with the Larimer County Clerk and Recorder, and the title company disburses your proceeds.
  • What you keep no fees and no commissions, and your seller closing costs are covered. The offer number is your settlement figure less anything that must be paid to deliver clear title: your mortgage payoff and any other liens, prorated property taxes (Colorado pays them a year behind), any association or metro-district balance, and the 2% withholding the state takes from sellers who live outside Colorado. That figure is before any income tax on the sale; the settlement statement is the controlling document.
  • Then you hand over the keys anything still in the house is no longer yours to deal with.
Local to Loveland

What situations bring Loveland homeowners to us?

The house that comes through an estate is the one we see most in Loveland. It has often been in one owner’s hands since the neighborhood was new, it’s full, and the personal representative lives somewhere else and is driving up on weekends to deal with it.

If the estate is open, the Letters issued by the court (Letters Testamentary when there’s a will, Letters of Administration when there isn’t) are what let the personal representative sign a contract and a deed. A house titled in the deceased owner’s name alone means probate, informal or formal, is needed to sell it; the small estate affidavit doesn’t transfer real property, while a joint tenancy deed, a recorded beneficiary deed or a trust can pass the house without probate, so have the deed read before anyone opens an estate. Probate isn’t a six month wait. The personal representative can sign a contract and a deed as soon as Letters issue; creditors have until the deadline in the published notice, at least four months after it first runs and never longer than one year after the death, and the estate can close six months after the appointment or one year after the death, whichever comes first (Colorado Revised Statutes 15-12-801 and 15-12-1003). We coordinate with the estate’s attorney and the title company so the sale closes once, cleanly, with proceeds paid to the estate at title and distributed to the heirs by the personal representative.

If payments have fallen behind, take a breath. It helps to know how the clock works. Foreclosure in Colorado runs through the county public trustee under Colorado Revised Statutes 38-38. It begins when the lender’s attorney files a Notice of Election and Demand with the Larimer County Public Trustee, who records it and mails the notices; the sale is set no sooner than 110 days after that recording for a house in town. The owner may cure the default by filing a notice of intent to cure at least fifteen calendar days before the sale date and paying the full cure amount on the public trustee’s cure statement by noon on the day before the sale. A sale to us that closes before the trustee sale ends the foreclosure only if the price pays off the loan and every other lien so the lender withdraws; if the payoff is more than the house is worth, the lender has to approve a short sale first, and we tell you that when we see the payoff. Act before the sale date: after a Colorado public trustee sale the former owner has no right to buy the house back, and a shortfall can follow you as a deficiency. If you live in the house and are behind on the mortgage, Colorado gives you specific protections when you sell to an investor; a HUD-approved housing counselor is free and worth a call before you sign anything with anyone. Divorce is hard enough without the house adding to it. A divorce sale needs both signatures or a court order directing the sale, and a pending case carries an automatic injunction under C.R.S. 14-10-107 against transferring the house without the other spouse’s consent. The proceeds are disbursed at title according to the decree or the written agreement. This is general information, not legal advice; confirm with a Colorado attorney.

The rest of what we see in Loveland is simpler: a house that needs more work than it’s worth putting in, a move that already happened, a rental you’re done owning. If the rental is occupied, the lease stays in force after the sale and the deposit follows the house under Colorado’s 60 day transfer rule, and we buy it that way. We buy the same way in Fort Collins, Windsor, Berthoud, Johnstown and Timnath, and Loveland is part of our Larimer County service area. Each of these has its own page.

Read more: Sell an Inherited House: Belongings, Siblings, Distance, One Sale →

Fair questions

Selling your Loveland house for cash: common questions.

Do you buy houses in both Loveland ZIP codes, 80537 and 80538?

Yes. We buy across Loveland in 80537 and 80538, and at the Larimer County addresses just outside the city limits that carry a Loveland mailing address. Mariana Butte, Downtown Loveland, Alford Lake, Seven Lakes and The Lakes at Centerra are all inside our area, as is the rest of the I-25 corridor nearby. If you aren’t sure whether a rural address qualifies, call (970) 406-3595 and we’ll tell you on the first call rather than waste your afternoon.

Where do I sign when I sell my Loveland house to you?

At a local title company in Larimer County, on the date you chose. Our office is at 300 S Howes St in Fort Collins, and you can sign at a title office closer to home in Loveland; the title company sets the location and the time. If you live out of state, which is common with an inherited house, the title company can usually arrange a mail-away signing so you never have to make the trip. Your proceeds are disbursed by the title company once the deed is recorded with the Larimer County Clerk and Recorder.

Will you buy a Loveland house built in the 1970s or 1980s that has never been updated?

Yes, and that describes much of what we see in Loveland. An original kitchen, original bathrooms, a furnace past its expected life, a roof that has seen decades of hail, a basement someone finished without a permit: all of it goes into the repair line of our offer, and we explain it. You don’t fix anything, clean anything or haul anything away. If the house is in good, showable shape, we’ll tell you instead that listing with an agent would probably net you more, and you can take that comparison to any Loveland agent.

Is the cash offer really obligation-free?

Completely. You get the offer in writing, then decide on your own time. No fee, no contract for asking, and no salesperson wearing you down.

Cash home buyers near Loveland

We also buy houses across Larimer County.

Just outside Loveland? We’re cash home buyers up and down the Front Range. Here are a few of the nearby towns we also buy in.

See every city we serve →

When you’re ready

Get your Loveland cash offer today.

Send us the Loveland address and within 24 hours you’ll have a fair, all-cash offer in writing: no repairs, no fees, no obligation to take it. The next quiet morning could be yours. See what a written cash offer includes.

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